phishing pronounced fishing
Yes it does not hurt to turn it on.
phishing is when someone tries to get you to release personal information about yourself, to some one who intends to use use it for their own personal gain. They are "fishing" for information
The e-mail will have a very official look to it, with a link. The link does not really take you to where you think it does.
Only use your own bookmarks to go to your banking, ebay, paypal, or any site that may have your personal information.
The "phisher" is try to get you to give them your bank, credit card or debit information. That information can then be used to steal your credit identity. It can take months to recover if it should happen to you.
Never give out personal information the Internet unless you absolutely know it is a trusted source.
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